St. Louis Bicycle Accidents: Understanding Your Rights as a Cyclist

Cycling is not just a sport or hobby; for many, it’s a mode of transportation. St. Louis, with its sprawling parks and scenic routes, offers an inviting landscape for cyclists. However, the increase in bicycle traffic also leads to a rise in bicycle accidents. Understanding your rights as a cyclist in St. Louis is crucial for personal safety and legal protection. In this comprehensive guide, we delve into what you should do if you're involved in a bicycle accident, the laws that protect you, and how to navigate legal proceedings.


St. Louis Bicycle Laws: An Overview


Rights and Responsibilities

In St. Louis, cyclists have the same rights and responsibilities as motorists. You're expected to obey traffic signals, ride with traffic, and use designated cycling lanes when available.


Helmet Laws

Wearing a helmet is recommended for safety but is not mandatory for those over the age of 17.


Rules of the Road

Cyclists must adhere to road signs, signals, and lane markings.


Key Takeaways

  • Obey traffic rules just as motorists do.
  • Helmets are optional but strongly advised.
  • Special cycling lanes should be used when available.


What To Do After a Bicycle Accident


Immediate Actions

  • Check for Injuries: Ensure you're physically okay or seek immediate medical attention.
  • Move to Safety: If possible, move yourself and your bicycle out of the way of traffic.
  • Report the Accident: Call the police to report the accident and wait for them to arrive.
  • Collect Evidence: Take pictures of the scene, your injuries, and damages to your bicycle.


Documentation

  • Obtain the other party's contact and insurance information.
  • File a police report.
  • Keep all medical records.


Legal Rights of Cyclists

As a cyclist in St. Louis, you have specific legal rights:


Right to the Road

You have the same right to be on the road as any other vehicle.


Right to Report

You have the right to report any accident involving an injury or property damage to the police.


Right to Claim

You are entitled to claim compensation for injuries or damages from the responsible party or their insurance company.


Insurance and Compensation


First-Party Insurance

If you have auto insurance or specialized bike insurance, it may cover your medical expenses.


Third-Party Insurance

You can file a claim against the responsible party’s auto insurance for compensation.


Types of Damages

  • Medical Expenses
  • Lost Wages
  • Pain and Suffering


When to Consult a Lawyer

Legal advice is crucial when:


  • You have significant injuries.
  • The responsible party is disputing the claim.
  • You're unsure about the settlement offer from insurance companies.


Common Causes of Bicycle Accidents

Understanding the common causes of bicycle accidents can help you stay safe:


  • Distracted Driving: Motorists using phones or other gadgets.
  • Doorings: Car doors opened in the path of an oncoming cyclist.
  • Failure to Yield: Both cyclists and motorists failing to yield the right of way.


Safety Measures to Consider

Prevention is better than cure. Implement the following safety measures:


  • Wear a Helmet: A proper helmet can reduce the severity of head injuries.
  • Visibility: Use lights and reflective gear when cycling in low-light conditions.
  • Follow Traffic Rules: Always obey the laws of the road to minimize the risk of accidents.


Conclusion

Bicycling in St. Louis can be a wonderful experience, but it comes with its own set of challenges and risks. By understanding your rights and responsibilities as a cyclist, you can better protect yourself legally and physically.


Consulting legal professionals who specialize in bicycle accident cases can make a significant difference in the outcome of any claims you might need to file. So ride safely, be aware of your surroundings, and make sure you're well-informed of the laws that protect you.